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What happens at the closing?At the closing, the buyer and seller will sign a variety of documents related to the sale, including the deed, the mortgage, and all other lender required documents. The title company will also disburse funds to pay off any outstanding liens or encumbrances and ensure that the transfer of ownership is completed correctly in a comfortable, welcoming, and professional atmosphere.
Why do I need title services?Title services are necessary to ensure that the property being bought or sold has a clear title and that the transfer of ownership is completed correctly. Title services help to protect both the buyer and the lender from potential issues related to the property's title, such as liens, encumbrances, or ownership disputes. By using title services, you can have peace of mind knowing that the property's title has been thoroughly examined and any potential issues have been identified and resolved before the sale is completed. This can help to prevent legal disputes and other problems down the line. Title services also provide a level of protection for buyers and lenders, as the title insurance policy can help to cover the cost of resolving any issues that may arise with the property's title.
What is the timeline for a closing process?We're very flexible with our client's timelines, and will try our very best to make the closing process as quick and stress-free as possible. The timeline for the closing process can vary depending on a variety of factors, such as the type of property being bought or sold, the location of the property, and the complexity of the transaction. In general, the closing process can take from several days to several weeks from the time the purchase agreement is signed, although it can be longer or shorter depending on the circumstances. For cash transactions, our timeline for turn-around averages around one week.
What do I need to bring to a closing?The specific documents that you will need to bring to the closing will vary depending on the transaction type. However, here are some documents we require: Valid government-issued photo ID, such as a driver's license or passport. Social Security Number Down payment in the form of a cashier's check or wire A list of your previous resident addresses for the past ten years
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